Common sense approach

If you need a law degree to understand your home insurance policies and practices, something’s wrong. (Actually, even lawyers have a tough time understanding and explaining a home insurance policy!) At Square One, we’re changing that.

Rather than simply do things the way they’ve always been done, we decided to start from, well, square one. Our home insurance policies and practices are designed to meet the needs of customers living in urban centres today. And, we take full advantage of technology to ensure everything that we do is as efficient and effective as possible.

Another efficiency you’ll like is that all your policy documents are sent to you immediately by email. Not only is this more convenient, but it’s more environmentally friendly. In fact, we’ve saved over 600,000 pieces of paper between October 2011 and March 2014.

Pay monthly without excessive fees.

All Square One policies offer convenient monthly payments that are fee-free and interest-free.

With interest rates as low as they are, it’s not fair to charge you interest for the convenience of paying monthly.

Cancel at any time without excessive penalties.

Most insurance providers force you to enter into a 1-year contract. If you cancel early, you could face a penalty of up to 25%.

Our policy renews on a monthly basis so you can cancel at any time without being charged excessive penalties.

Understand your policy. GUARANTEED.

Our policy documents are the easiest to read in the industry. GUARANTEED.

If you disagree, notify us within 30 days of initial purchase and we’ll cancel the policy, refunding your entire first month’s premium.