Get a low-cost home insurance quote in less than 15 minutes.

Personalized home insurance for as little as $15/month

Traditional policies don’t take into account your individual circumstances. So, you end up paying for coverage you don’t need, or worse, getting a policy that doesn’t properly protect you.

With Square One, you choose the coverage you need to protect the things that are important to you. When you design your own policy, you get great coverage at the best possible price.


Protect all your favourite things

Our policy provides blanket coverage for your common personal property. You can also add coverage for your specialty property. When you're happy, you can buy online with just a few clicks. Or, speak with an agent for extra peace-of-mind.

Price tag

Only pay for what you need

Most 'pre-packaged' policies automatically charge you to insure items like fur coats, gold bullion and rare collectibles. Don't own these items? Then you don't pay to insure them with us. (But if you do have furs or collectibles, we can help you insure them.)


Loved and trusted by Canadians

With 2,884 reviews from happy customers and an A+ rating from the Better Business Bureau, the way we're changing home insurance is getting a resounding thumbs up. Click here to read some of the reviews our customers have written.


All critical protection included

If the unexpected happens, you don't want to be caught without the right coverage. Square One policies automatically protect against all major types of loss, including: break-ins, burst pipes, earthquakes, fires, hail storms and sewer backups.


Need to make a claim? That's easy!

It's traumatic enough when something you love is lost or damaged, so we make sure the claim process is simple and straightforward. We're on your side, guiding you through the process from start to finish. See below to find out how we make this happen.


Pay monthly with no contract

We're confident you'll love our service and stay with us. That's why we don't lock you into a contract. With us, you can pay monthly or annually and there's no fixed-term contract. You can also change your policy online at any time.

  • Excellent customer service.

    "We have been with the same company for property insurance for over 10 years. When our insurance renewal was up, it seemed like it was too expensive. Also, their customer service was terrible, and the agent handling our renewal did not show any professional expertise. Out of frustration, we asked friends and relatives, and we found Square One. What a pleasant customer experience! Devon McGuire and her team were very professional and prompt in their responses. In the end, we bought the policy with a much lower premium, and we felt very good about the whole process. "

    Jeanie Y. from Burnaby, BC on Sep 28, 2016.

  • There was complete transparency, our adjuster was excellent.

    "We had wind and hail damage a couple of months back and had talked to a Square One team member around the incident. We were explained a very simple process of filing a claim. When we initiated the process, our main point of contact was Robert Neville of Kendal Adjusters, who was our adjuster for the claim. From the first phone call, right through to the end of the claim process, he was not only extremely prompt in answering our queries but in simplifying the process. ... " Read more Despite the fact that we never knew whether our claim would be approved or not, the most important experience that we remembered was the professionalism, the courteousness and the transparency. All communications were to the point and responsive, there was complete transparency, he was very patience with an eager and stressed customer, and always followed up on our queries. Due to our experience with Robert and Square One, you have won yourself a loyal customer. We have even gone ahead and shared our experiences with our friends and family and they are surprised as well. If you ever come up with automobile insurance, we would sign up without a hitch. When we buy another property, our sign up for insurance will go to Square One without hesitation. Claims processes can be a pretty intimidating and complex but Square One has simplified the process, removing the unnecessary complexity."

    Darshan S. from Calgary, AB on Jul 22, 2016.

  • Square One reinstilled my confidence in buying insurance.

    "Less than a month after renting my Vancouver condo to my first tenant, the impossible happened. The tenant, who I learned later had mental health issues, accidentally drilled into a pipe which was part of the emergency fire suppression system. This led to a high pressure flood for over 3 hours, destroying my condo, and two others below my unit. I had asked Square One's agent many questions while they were selling me my plan, including what would happen if 'someone drilled ... " Read more into a pipe by accident'. The agent had assured that it would be covered. The agent also described the loss of income coverage, which I had decided to add to my base policy. The repairs took months, and I was paid the loss of income. During the whole process the Square One adjuster was very kind and assuring, they also covered the cash flow to the various contractors. I used to hate the concept of insurance, based on difficulties in the past where I felt that I should have been covered but the company backed out. I have been converted. Square One has reinstilled my confidence in buying insurance. I would recommend anyone to cover their home with Square One, because when the impossible happened they honored their agreement and helped greatly reduce my stress level."

    Chris B. from Vancouver, BC on Jun 13, 2016.

  • Exceptional in every way.

    "After inquiring with my existing insurance company about the possibility of short term rentals and told they wouldn't cover me I decided to see what others are doing. In finding Square One I saved $100/mo and was able to build my policy for my needs instead of being dictated by the insurer. I was easily able to find out all information that would affect me and the customer service provided was exceptional. I could not be happier and my partner and I are shaking our heads that we hadn't found them and saved money earlier. "

    Valerie E. from Victoria, BC on May 25, 2016.

  • Easiest website to use, very flexible policies.

    "You can really tailor the policy to your needs and budget, they have flexibility in coverage that was not easily found with other insurance providers. Their premiums are the lowest that I found and I was able to get a quote and purchase the policy online. Very easy website to navigate and lots of help/clarification available if needed. I am a happy customer. "

    Sara N. from London, ON on May 19, 2016.

  • Great prices, easy to use!

    "My fiance and I were just approved to move into an apartment tomorrow and needed insurance today, no hassle and no wait period. I googled insurance in Ontario and Square One popped up right away. I initially went to my bank over the telephone but was given the run around regarding payments, my coverage wouldn't have started until mid-April and the quote was fairly high. I found Square One and I'm so glad I did! Easy to use, amazing price, my coverage starts today and I was able to pay via visa debit (which my bank wouldn't let me do, even if it's their card). Thanks Square One! "

    Liane J. from Fergus, ON on Apr 1, 2016.

  • Easy, fast, and a great price.

    "I got many online quotes prior to discovering Square One. Their website was easy to use and I liked that my quote was the actual final price which I could purchase right there online. For many other insurance providers I needed to talk to a human following the original quote and they always raised it. With Square One the quote did not go higher. They actually advised me on how it could be lower. Finally, the price was 40% less than the closest competitor. Easy to use website, fast service and a great price. "

    Francois L. from Gatineau, QC on Mar 9, 2016.

  • Exceptional experience.

    "The Square One website is unbelievably user-friendly and the pick-your-own coverage product is very different from other insurance companies. I feel this policy is completely tailored to our needs, and I saved us over $300 a year by doing so! My questions were answered quickly and thoroughly through my online chat - I didn't have wait in a queue or anything. I heard about this company through a friend and I will definitely be recommending them to anyone else I know! "

    Jennifer B. from Vancouver, BC on Feb 9, 2016.

  • The best experience by far!

    "Everything from the initial call to receiving documents was done in less then 24 hours. Kevin Gan was a pleasure to deal with, he was informative, knowledgeable and very patient. After a week of websites that took 20 minutes to answer questions just to be told to contact the local agent, agents that never returned calls (one even told me in person that he was closing in 30 minutes and I should come back tomorrow), I was very frustrated. Dealing with Square One was an unexpected pleasure. The best by far! "

    Donald M. from Oshawa, ON on Jan 6, 2016.

  • Great claims service.

    "I had a water pipe bust in our house and there was a lot of damage. I was surprised to see that even at 1am at night I got a call back from the adjuster who was ready to send somebody immediately for remedial work. The entire process from initial demolition to reconstruction was done very professionally and in a couple of months time I was back to where we were originally. I am pleased by the work done by Rupert Pong at the insurance company and the adjuster, Graham, for making the entire process smooth. I would highly recommend this insurance company to everyone. Thank you! "

    Ullah F. from Mississauga, ON on Dec 15, 2015.

  • Best rates and amazing service.

    "I recently did an online quote with Square One Insurance, and was completely shocked to see how much I had been overpaying in the past for home insurance. I figured I would go ahead and give them a call to see about having a policy for such a low cost. When I called to speak to Sandra, she made me feel as though I was cared for, unlike other companies that make you feel like you're just a paycheque. She answered all my questions, and even made my monthly payments less ... " Read more than the quote. Two days later I am not only insured, but I am also saving money, a lot of money. I have already referred Square One to a few people, and will continue to refer my friends and family. Amazing job Square One, you have made a family extremely happy."

    Marsha W. from Chatham, ON on Nov 17, 2015.

  • Amazing service.

    "I am super impressed with the rates and love the web presence/interface which makes buying insurance a very transparent process. In the past, I could never tell what my insurance covered but with Square One I know exactly what I am covered for and the associated costs. I also appreciate that the comprehensive policy automatically includes coverage for sewer backup and water damage. I recently reported a claim online and the process was seamless. An adjuster contacted ... " Read more me back very promptly and was extremely professional in walking me through the entire process. I have already referred my friends to Square One and they too are extremely impressed with the rates and web presence. Fantastic job!"

    Peter L. from Burnaby, BC on Nov 2, 2015.

  • Five star service.

    "Every time I deal with this company I receive five star service. Definitely impressed by how easy everything was and how helpful the agents were. The first agent, Kevin, helped me set up my initial plan and provided an easy to understand overview of what I needed. The second agent, Devon, helped me adjust my plan when I changed units in my building by creating an already filled out quote for me to submit. Extremely satisfied, will recommend to friends. Thank you so much for making this a pleasant experience! "

    Sean D. from Edmonton, AB on Oct 26, 2015.

  • Quick and easy.

    "I came to Square One after receiving the cost to renew my home insurance through my insurance broker. The brokers cost was quite high compared to what Square One offers (almost triple the amount). Spent 10 minutes online getting a quote, and another 5 buying it. It was quick and easy. And, saving me almost $800 a year on home insurance just makes it that much better. I will definitely be recommending Square One to my friends and family. "

    Joshua G. from Saskatoon, SK on Oct 16, 2015.

  • Half the price of TD.

    "I recently purchased a house in Hamilton, received a quote from our mortgage broker at TD Canada Trust and it was $131 plus tax, I received a quote from Square One for $57 including tax - this is amazing. With live chats, great phone service and a simple online application, hopefully I can deal with more companies like this in the future. "

    Nicholas E. from Hamilton, ON on Oct 16, 2015.

  • Amazing service.

    "I just had an amazing experience getting insurance (which no one will ever say) but it is by far the best. I've have gotten insurance before (cars, houses) but this is the best service. It was quick and simple with no red tape. I will be recommending to everyone! "

    Piras M. from Toronto, ON on Oct 6, 2015.

  • Easy to apply and change policies.

    "Square One has a very easy application process which allows you to choose exactly the coverage you need while seeing the cost of each coverage in real time. It really is very helpful to know that the 'essential coverage' you want is costing $1 or $20 a month as you go along. As a result I managed to save $30 per month compared to my previous insurer. I just completed a review of my homes content and realized I was under-insured. I just logged in and changed it in minutes ... " Read more without the hassle of phoning an agent - that has been a source of inertia for me in the past which has delayed policy changes. As of yet I have made no claims so I can't say what this company is like when disaster strikes."

    Brian R. from Thunder Bay, ON on Sep 19, 2015.

  • Thank you!

    "I've done a ton of research on home insurance providers. I was referred to you by a friend and it's as easy and efficient as she and the other Yelp reviewers said it was. Your breakdown of categories helped me with my own spreadsheet to itemize our assets and now I'm going to take photos of everything for reference. Thanks for making it so easy. "

    Christina W. from Vancouver, BC on Sep 9, 2015.

  • Applying and purchasing was easy.

    "My insurance renewal was mailed to me and it seemed like it was too expensive. I found Square One by searching on the internet and when it said you could get a quote online I thought I'll give it a try. Often these free quote things are really just a way to mine your contact information so someone can phone you, but with Square One it was a detailed, but understandable questionnaire resulting in an actual quote! The quote saved me 25% over the price of my renewal and ... " Read more furthermore I was able to convert the quote into a policy with just a few keystrokes. The true measure of an insurance company is always how they handle a claim, but unless you have prior claims you never know that until something happens, but from the point of view of obtaining a quote and purchasing a policy from the comfort of your own computer Square One is a winner!"

    Hugh W. from Victoria, BC on Sep 9, 2015.

  • Excellent and easy to buy.

    "The website layout is crisp and to the point, Square One Insurance gets straight to the point and offers the best deal catered just for you. Everything can be done online within 10 minutes, with an updated quote every time you fine-tune your policy. Highly recommend it! "

    Weiling C. from Vancouver, BC on Aug 29, 2015.

  • Straightforward policies with superb customer service.

    "I spoke with a representative of Square One who answered all of my questions, was polite, informed and professional. I was able to get a policy which suits my needs as a single person. With other companies, I was fenced in by 'packages' that did not take my circumstances under consideration at all. I am a fan of this company and will be telling my friends about Square One! "

    Sandra F. from Ladysmith, BC on Aug 29, 2015.

  • Impressive customer service!

    "I am really impressed with their customer service. Not only being prompt and helpful, but also they work hard to meet their customers' needs. All the staff are nice, especially Kevin and Glen, thank you so much for looking after my home insurance. You guys are awesome! "

    Toki Akiyama from North Vancouver, BC on Aug 27, 2015.

  • Great company.

    "I've only been with Square One for a year but any interaction I've had has been great. The website is easy to use and I love that you can personalize your insurance. They give you many choices and the prices are reasonable. At least more reasonable than others I look at. I highly recommend. "

    Carolyn J. from Sherwood Park, AB on Aug 26, 2015.

  • Unbelievable customer service and support.

    "I cannot say enough about my insurance claim process through these folks. My adjuster, Scott Trepke, out of Vancouver has made what could have been a horrible experience so stress free. He is fast, reliable and very calming and exactly what you want when you have to go through a claim. Thank you! "

    Melanie N. from Vancouver, BC on Aug 20, 2015.

  • Excellent customer service.

    "Took me about 10 minutes to set up tenant's insurance for the first time. I spoke with Nicole over the phone - she was super friendly, and answered all of my questions. Will gladly recommend Square One Insurance to all my friends and family! "

    Gunjan C. from Toronto, ON on Aug 7, 2015.

  • Online quote.

    "Easy to understand and personalize the insurance coverage you want and need. Loved the ability to do everything online at my convenience. Prices totally reasonable - highly recommend. "

    Colleen E. from Surrey, BC on Jul 29, 2015.

  • Easy and fair.

    "Saw an ad while on holiday in Ontario. We were in desperate need of a new insurance provider, as we found we were getting laced here in Alberta for no good reason. Goodbye former insurance company! It couldn't be easier to fill everything yourself online, ask a few questions to live agents online (or else they get back to you quickly). Saved $900. No joke. "

    Vesna B. from Calgary, AB on Jul 24, 2015.

  • Everything smooth and easy to use.

    "First, I just want to say that my insurance Rep Madison Lynch was so helpful and friendly on the phone when I talked to her. She guided me through everything I needed to know and answered all my questions. Second, I love the fact that I am able to adjust my insurance quote online and see the real time changes to my coverage and premium. It was very easy to use the online application and I loved how every category had an explanation of what exactly was being covered. Thanks! "

    Clayton U. from Surrey, BC on Jul 22, 2015.

  • Superior quality of service.

    "I was very impressed by the superior quality of service, clarity and help provided by Debbie Bevilacqua this morning. I have not had a smoother time dealing with insurance companies, and agents ever before. Her attitude, caliber of service, and positive attitude was amazing and lasted the entire 40 minutes of our conversation. She's definitely an asset to your company! "

    Bilal N. from Richmond Hill, ON on Jul 21, 2015.

  • Very satisfied.

    "A friend who is an insurance broker recommended Square One Insurance to me even though he sells for 4 other insurance companies, because Square One was cheaper. I did online questionnaires for all 3 of my properties and they really only took less than 15 minutes each (possibly because I already had quotes from other companies against which I could compare and/or because I was already familiar with insurance coverages and terminology). Each question had an explanation ... " Read more which was easy to understand and it was easy to navigate the webpages. All 3 quotes were cheaper for comparable coverage amounts and I purchased all 3."

    Ron L. from Richmond, BC on Jul 20, 2015.

  • Very pleased!

    "Very user friendly website ... easy to follow prompts and directions. Interaction with staff via webchat quick, easy and very helpful. Obtained a highly competitive quote with little difficulty or grief involved! "

    Kirk W. from Thunder Bay, ON on Jul 20, 2015.

  • Clear, concise, quick & convenient.

    "What more could you ask for when purchasing tenant's insurance with the added luxuries of doing so from your own home in a matter of clicks. Phenomenal reviews are well-deserved for such user-friendly service as a fantastic option for tenants across BC. "

    Teejay K. from Victoria, BC on Jul 19, 2015.

  • Customer for 3 years and still very happy.

    "I've continued to renew my home insurance policies with Square One because you offer very good value, it is fast and simple to complete online and I feel like the entire process is very transparent (VERY awesome - probably most people's complaints about what they are charged for when buying insurance). I love that I can complete all policy changes online (super easy). Customer service has also been great in the times that I had questions about my billing. Thanks for making buying insurance so easy. "

    Vanessa C. from Burnaby, BC on Jul 16, 2015.

  • Super fantastic!

    "The service was very easy to use, and I like how you broke down each area at the end (theft, earthquake, etc). Seriously surprised at cutting my bill in half each month! Thank you so much! "

    Tess D. from East York, ON on Jul 16, 2015.

  • Online excellence!

    "I love your site. The online experience is like a well oiled - user friendly machine. Thank you! "

    Anup S. from Vancouver, BC on Jul 15, 2015.

  • Fast and professional service.

    "I love being able to apply online but still have the opportunity to talk to someone when needed. "

    Marie B. from Nepean, ON on Jul 14, 2015.

  • Amazing, fast and easy online quote.

    "I loved the quick and easy use of your online quote system and the option to pay monthly. Highly recommended! "

    Marcin D. from Richmond, BC on Jul 5, 2015.

  • Most hassle free service.

    "I have been with Square One for about 3 years now and I've moved to a new apartment every year. It is the least stressful part about the move because I can do it on my own online or call up to quickly make changes. They are super flexible and make the move so much easier. Not to mention the rates are so affordable. I'm slowly converting all my friends to sign up with Square One. "

    Trina N. from Vancouver, BC on Jul 3, 2015.

  • Great efficiency!

    "I can't believe how easy this really was. I even had to stop at one point and collect some information I should have previously had, and after a few days of not signing back on I received an email asking if I wanted to continue with the on-line quote. Very happy with the ease of use with this web format. Very happy. "

    Gavin from Vancouver , BC on Jun 29, 2015.

  • So glad I came across Square One.

    "Extremely competitive rates and flexible policies. Web signup experience was stellar with their top-notch site, and I had my new policy in minutes with no hassle whatsoever. 100% recommended! "

    Richard B. from Calgary, AB on Jun 26, 2015.

Recently purchased policies

How do we do it?

Click play and learn how you can get home insurance for as little as $15/month.

What you really want to know: How are claims handled?

The insurance industry doesn't have the greatest reputation when it comes to the most important part of your policy: making a claim. Many people think that companies try to make it difficult to open claims and try to wiggle out of paying claims.

We're passionate about changing that view so we've put some things in place at Square One to make sure your claim is always dealt with fairly (and quickly).


Making sure you have the right protection from day one

Not having the right protection is usually the biggest problem when it comes to making a claim. By making sure your policy is tailored to your needs, you get the best protection. Our online system lets you personalize your policy, but if you have any questions about what may or may not be covered, our knowledgeable team is just a call away.


2-hour response for all emergencies (night and day)

You can't control when accidents happen, but you can get a fast response from us when you need it. To report a claim, log in to your online account or call us at 1.855.331.6933. If it's an emergency, your claims adjuster will be in touch within 2 hours. Not an emergency? Your adjuster will contact you within one business day.


One dedicated point of contact every step of the way

If you make a claim, a dedicated adjuster works with you from start to finish. This single point of contact ensures your claim is processed faster. Your adjuster helps you submit required information, replace lost or damaged items, and make necessary repairs to your home. Whatever you need, your adjuster is there to help.

Serving BC, Alberta, Saskatchewan, Manitoba and Ontario

Square One currently serves most cities in BC, Alberta, Saskatchewan, Manitoba and Ontario. To see if we’re serving your city, click on the map below to choose your province. Then, find your city and get an online quote. Or, call 1.855.331.6933 for a phone quote.

Step 1: Choose your province

Map of Canada

Notify me when Square One expands into Prince Edward Island

Square One is expanding across Canada. If you would like to be notified when we expand into Prince Edward Island, please let us know.

Notify me when Square One expands into Newfoundland

Square One is expanding across Canada. If you would like to be notified when we expand into Newfoundland, please let us know.

Notify me when Square One expands into New Brunswick

Square One is expanding across Canada. If you would like to be notified when we expand into New Brunswick, please let us know.

Notify me when Square One expands into Quebec

Square One is expanding across Canada. If you would like to be notified when we expand into Quebec, please let us know.

Notify me when Square One expands into Nova Scotia

Square One is expanding across Canada. If you would like to be notified when we expand into Nova Scotia, please let us know.

Notify me when Square One expands into the Yukon

Square One is expanding across Canada. If you would like to be notified when we expand into the Yukon, please let us know.

Notify me when Square One expands into the Northwest Territories

Square One is expanding across Canada. If you would like to be notified when we expand into the Northwest Territories, please let us know.

Notify me when Square One expands into Nunuvut

Square One is expanding across Canada. If you would like to be notified when we expand into Nunuvut, please let us know.

British Columbia Alberta Saskatchewan Manitoba Ontario Prince Edward Island Newfoundland New Brunswick Quebec Nova Scotia Yukon Northwest Territories Nunuvut

Get a personalized home insurance quote now

To see how affordable personalized home insurance can be, get an online quote now. Or, call 1.855.331.6933 for a phone quote. We're open 6:30am - 6:30pm (Mon - Sat). Whichever option you choose, it will take less than 15 minutes to get a quote.

Get an online quote now